Happy Alberta family outside their home
MMI Insurance
Alberta Home Insurance

Home Insurance Tailored Exclusively for Alberta Living

From city condos to rural acreage, we build personalized coverage to protect your home and everything in it.

No-obligation quote
Local Alberta experts
Trusted since 1962
Alberta Company serving Albertans Local claims team Offices in Alberta only No-obligation quotes Trusted since 1962
0+
Years protecting Alberta
4.3/5
Average customer rating
0k+
Alberta homes covered
0 day
Business-day response
What we Offer

Important coverages available through MMI

We aren't here just to sell you a policy — we're valued advisors who walk you through the process and educate you so you can make an informed decision. We believe in complete transparency, we are here to protect your home and/or contents, where you own a house, condo, mobile home or you rent your place.

01

Guaranteed Replacement Cost

Provides coverage to rebuild your property in the event of a total loss.

02

Additional Living Expenses

Covers temporary shelter - food, hotels or home rental - in the event you are unable to live in your home due to a loss.

03

Home Liability Insurance

Protects you against claims if someone is injured on your property, or you're deemed negligent for damage — anywhere in the world.

04

Sewer Backup Coverage

Protects you against damage caused by sewer system backups, separate from water-specific damage from other sources.

05

Overland Water

An additional level of protection against water damage from snow melt, excess rain or overflow from nearby riverbeds.

06

Identity Theft & Fraud

Reduces losses from identity theft and fraud — the costs to reverse it, secure your accounts and restore your credit score.

Alberta house coverages

Your whole property, protected — not just the house

Because a loss can impact more than your home, packages include coverage for your outdoor spaces and structures.

Additional coverage for your outdoor spaces that is damaged due to fire, vandalism or theft
Additional coverage returns your outdoor spaces to their original state after fire, vandalism or theft.
Detached structures & fences
Protection for outbuildings separated from your home — a garage or shed — plus fences and landscaping structures.
Get a free quote
Happy Alberta family together at home
WHY MMI INSURANCE

We're your neighbours, with a vested interest in your well-being.

Local Alberta experts

We live and work in communities throughout Alberta and understand the unique demands of Alberta homes.

Maximized coverage, minimized premiums

We take the time to know your neighbourhood, lifestyle and property type so your coverage fits — without overpaying.

Here through every claim

Whether you're buying a policy or making a claim, MMI Insurance is always here for you with trusted, straightforward advice.

Advisors, not salespeople

We don't just sell policies. We believe in complete transparency, educating you so you can make an informed decision.

Get a free quote
How it works

Your free quote in three easy steps

No pressure, no paperwork — just a few quick details and a local Alberta advisor who tailors coverage to your home and gets back to you within one business day.

Get a Quote
01
Step 01

TELL US ABOUT YOUR HOME.

Provide us with the details of your property.

02
Step 02

We build your quote

An MMI Insurance advisor compares coverage options and tailors a policy that fits your home and budget.

03
Step 03

Get covered & relax

Review your quote, ask anything, and get protected with confidence. We're here whenever you need us.

Loved by Albertans

What our customers say

“MMI Insurance made switching effortless and saved us over $300 a year. Wish we'd called them sooner.”

SM
Sarah & Dave M.
Red Deer, AB

“When we had a basement flood, a real person answered and handled everything fast. No runaround.”

JK
Janet K.
Lethbridge, AB

“Finally an insurer that explains things in plain language. I actually understand my policy now.”

MT
Marcus T.
Calgary, AB
ABOUT MMI INSURANCE

Over 60 years protecting Alberta homes

At MMI Insurance we bring over 60 years of home insurance experience to protect every detail of your home should the unthinkable happen. We aren't here just to sell you a policy — we're valued advisors who walk you through the process and educate you so you can make an informed decision.

We believe in complete transparency, sharing as much information as we can so you understand your options. And whether you're buying a policy or making a claim, MMI Insurance is always here for you — as your neighbour.

Alberta family relaxing outside their mountain home
Proudly serving Alberta for 60+ years
4.3★★★★
57 Google reviews
Proudly serving all of Alberta
Calgary • Edmonton • Red Deer • Lethbridge • La Crete • and serving all communities provincewide.
Questions

Frequently asked questions

{{ item.a }}

Ready to protect your home?

Get your free, no-obligation quote today and see how much you could save with MMI Insurance.

Get a Quote {{ phoneNum }}
Free quote

Get your free home insurance quote

Give us a snapshot of your home — we'll connect for the full picture, and your exact quote. A local MMI Insurance advisor will reach out within one business day — no obligation, no pressure.

4.3/5 — trusted by Alberta homeowners since 1962
Quick to get started
A few quick details is all it takes to get started.
No obligation
Review your options and only move forward if it’s right for you.
Real local advisors
You’ll talk to an Alberta expert who knows your community.
100% free · no obligation
Get your free quote
Quick to fill out. No spam, ever.
Your information is kept private and secure.
Thanks — you're all set!

One of our Alberta insurance advisors will reach out within 1 business day with your free, no-obligation quote.